Projects Challenges-Collaboration: Opportunity for the effective exploitation of R & D

On January 22, the new call for aid for projects of the Retos-Colaboración typology, one of the four programs that make up the 2013-2016 State R + D + i Plan, was published in the BOE.

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The goal of the call Challenges-Collaboration is neither more nor less than financially support the development of projects in cooperation between companies and research organizations, in order to promote the development of new technologies, the business application of new ideas and techniques and contribute to the creation of new products and services.

For this year 2015, the call has a total of 573.9 million euros of funds (with a schedule of 490 million euros for loans and 83.9 million euros for grants), the latter figure representing 40% more than the previous call in the specific case of the subsidy.

The main characteristics of the call are the following:

Minimum budget per project: 500,000 euros.

Duration: The projects must be multi-year, part of the project must be carried out in 2015 and assistance must be requested for the year 2015. As a minimum, they will end on December 31, 2016 and will end on December 31, 2018.

The minimum participation per entity will be 10% of the total budget of the project.

The consortiums will have a minimum 60% business participation and no partner will cover more than 70% of the budget alone.

The loans will be for 10 years, with a 3-year grace period and a fixed interest rate of 0.329% (Euribor one year in the month prior to the publication of the call).

Travel through America safe and insured

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That should be the motto of all those trade leaders who want to travel responsibly for the Americas. Today there can be both accidents and robberies and an event like that can ruin your future in a way that many can not imagine. What if there is a theft, or do you lose your suitcase? What if it goes further and affects your physical integrity in a plane crash? Of course all this sounds alarmist and pessimistic and someone who does not travel much does not usually have these questions hanging around in his head. However, those business managers and freelancers who continually move around work issues if they may have thought about this, for this the best they can do is to take the appropriate measures to the situation.


What should we do?

The most essential thing that everyone will tell you is that you hire a good flight airline that covers any specific problem, however, at present we can no longer trust these big companies. Has there ever been a delay in the flight and have you not been compensated or compensated for it? More and more people who due to bad management of airports spoil their vacations or business trips, so we will try to go beyond the simple advice you can receive from people with little knowledge. Today what is most needed for globetrotting entrepreneurs are travel insurance. Why? Because these not only look after you in case there is a misfortune or accident, but they will back you up legally and legally if you commit any abuse by these companies. It is time to claim a service worthy of you! Companies such as Assist Card have already settled positively in Latin America, mainly because it is the pioneer and the largest of its kind being created in 1972, which has now expanded globally. “Travel safe and insured” is not just a nice title, now with companies like the aforementioned one because to make that phrase come true and ensure both you and your family. What can we achieve with your services? Medical assistance to travelers, coverage in case of loss of luggage or even an exclusive mobile insurance service can be obtained by paying a comfortable fee that will allow you to travel quietly knowing that you are shielded and insured.

We also always recommend basic measures such as hiring life insurance in the event that, in addition to being an entrepreneur, you are the father of a family. Just imagine what could happen in the event of a fatal accident. Better to prevent! It is necessary to avoid misfortunes and for this they have appeared throughout Latin America organizations like Santalucía, which we recommend that you take a look so you can see everything you can access through it, both home insurance and your life. Take care of your family!

Many people think that insurance is a waste of money, but you should think of it more as an investment and a long-term shield that prevents tomorrow no surprise can ruin your life or that of your family. In our opinion, there are very few fees that have to be paid for the compensation and sum of money that you could receive in case of any misfortune. The important thing about insurance is not when I will receive your benefits, but at any time you can receive it and cover all the expenses you need.